What to Do When Helping Parents with Medicare
Whether you're a custodial guardian or just giving mom or dad a hand, you and many people like you all over New Jersey assist their parents with their Medicare concerns every year. They may be new to Medicare, doing a review during the enrollment periods, or maybe there's a problem that needs solving.
But you get it: Dealing with government forms and websites feels a little better with assistance, but what do you do when you are confused while helping parents with Medicare?
Are There Any Forms You Need to Complete First?
If you are the one making phone calls on your parents' behalf, the answer to that question is "yes." Your parent or parents need to fill out an authorization form so that the government offices and insurance providers know you are accessing their healthcare information with permission. The permission form is available on the Medicare.gov website and can be accessed by clicking the link here. Whichever insurance carrier your parents need help with will also have their own form to authorize you as a representative which you can get by calling the member services number on the back of their card.
3 Tips for Helping Parents with Medicare
To keep things simple, most of what you need to do to be as helpful as you can to your parents when dealing with Medicare can be organized into three major tips:
1. Study up. Learn as much as you can about Medicare in their state. It would help if you know everything you can about your parents' health as well as their income. Are they receiving retirement funds or still working? How much are they receiving in Social Security? Study how Medicare works and the various plans. Take note of where this information is so you can double-check later.
2. Keep your paperwork and dates organized. Every form you or your parents fill out, keep a copy, label it clearly, and file it where you can easily find it. Keep both print and digital copies if you can. Mark in your calendars, physical and digital, all your important dates, which include enrollment periods, due dates for forms, appointments, etc.
3. Ask for help when you need it. Sometimes, people delay getting important paperwork or even calling in an issue because they are uncertain, especially if they're the ones in charge of keeping track. Don't let this happen. If you are having trouble, remember there are free resources that can help you. Helping parents with Medicare may not always be easy, and nobody is expecting you to be an expert overnight or to remember everything.
Helping Parents with Medicare: Speak with a professional
You can speak to a Medicare broker in your area for free by contacting a firm like New Jersey Medicare Brokers. The professionals understand the available plans in your area, regardless of the provider, and can advise you on any questions you have. Additionally there is no charge to meet with them and instead of you spending all day and night learning everything about Medicare you can speak with an agent who can give you unbiased advice.
- What are my dental insurance options while on Medicare?
- 2024 Changes to the NJ PAAD and Senior Gold programs: GSK and Eli Lily Participation
- Medicare and Social Security updates for 2024
- 2024 Medicare Enrollment Period
- Medicare Announces Price Negotiations on 10 Prescriptions
- New and Expanded state assistance programs for Seniors in New Jersey - NJ PAAD, Senior Gold, NJ Freeze & Stay NJ
- Supporting a loved one on Medicare in New Jersey
- Five reasons to work with a Medicare Insurance Broker in New Jersey
- NJ FamilyCare, PAAD, and Senior Gold Renewal- Post COVID-19 Emergency Declaration
- 6 Ways to Prepare for Medicare if You’re Working Past 65
- Medicare updates for 2023!
- Medicare Annual Election Period ends 12/7 and NJ State Assistance thresholds have updated for 2023!
- Medicare Advantage Versus Medicare Supplement – What’s the difference?
- Shingles vaccines are $0 in 2023 thanks to the Inflation Reduction Act!
- Medicare Premium is Going Down in 2023! Medicare Annual Enrollment Period is here!
- Protecting Yourself Against Medicare Scams
- Medicare changes when moving to or from New Jersey
- Medicare Premium Payment Options
- NJ PAAD and Senior Gold raised their qualifications by $10,000 in 2022!
- The Medicare Advertisements should stop after December 7th!
- Medicare Open Enrollment Period Continues Until December 7th
- 2022 Medicare Open Enrollment Period
- What will you be billed for a hospital stay with Medicare coverage?
- Understanding Medicare and IRMAA - Income Related Monthly Adjustment Amount
- Does Medicare Cover Gym Membership?
- Are you insured when traveling with Medicare?
- Medicare and Dental
- What to Know when you Qualify for Medicare due to Disability in New Jersey
- What to Know About Medicare and COBRA
- What to Know About Visiting a New Jersey Social Security / Medicare Office
- Options for New Jersey Prescription Help
- How Important is the Medicare Star Rating?
- Medicare Assignment
- Why Should You Engage with a Medicare Broker?
- President Biden’s Medicare Plan
- A Guide to Medicare HMO and PPO Options
- Medicare Part D Senior Savings Model: An Overview
- Do You Need Help with Medicare.gov?
- Medicare and Acupuncture
- Medicare vs Medicaid: What's the Difference?
- What to Do When Helping Parents with Medicare
- Understanding the Medicare Plans in NJ
- Medicare and Coronavirus
- Delaying Medicare Part B
- Finding Medicare Assistance
- How Do I Sign Up for Medicare Part B in New Jersey?
- Medicare Help—Making Medicare Easy
- PAAD: New Jersey's Prescription Assistance Program
- Medicare Insurance Agents and Brokers
- Finding Your NJ Medicare Broker
- Medicare Part D Eligibility
- Medicare Advantage (Part C)
- New Jersey's Dual-Eligible Special Needs Plans - The Facts
- Medicare Eligibilty Age
- Medicare through Social Security Disability in New Jersey - You Don't Just Age into the System
- New Jersey Senior Gold Assistance Program- What You Need to Know
- Assistance Programs in New Jersey for Medicare Eligibles
- Top 7 Medicare Mistakes
- Utilizing Your New Jersey Medicare Insurance Agent
- Medicare and High Income: Does Income Change the Cost of Medicare?
- Changing Medigap Plans
- Why Am I Getting A Bill For a Medicare Physical Exam
- How Medicare Brokers Can Help
- Republican Plans for Medicare in 2020
- What You Need to Know About Medicare in New Jersey
- NJ PAAD Application Help
- What Really Is Medicare for All?